From time to time, I will promote, endorse, or suggest products and/or services for sale. My recommendation is ALWAYS based on my belief that the product and it’s author will provide excellent and valuable information or service based on a review of that product, my relationship with that person, and or previous positive experience with the person or company whose product I am recommending.
In some cases, I will be compensated if you decide to purchase that product based on my recommendation. In some cases, I will receive the product for free for review purposes. Always Always Always do your OWN due-diligence before making any purchases. Never purchase anything that you cannot afford.
Most people don’t do anything with the products they buy, so most of the time, their typical results are zero. Don’t do drugs, stay in school. There is no such thing as a Silver Bullet…and Good Luck!
Within certain content on my sites I talk about how much money I have made, or how much money other people have made. These numbers are not exact and usually have not been 100% verified. I’m not trying to mislead you, and in most cases, I have made around that much money, I just don’t remember the exact numbers.
Sometimes I have guests I interview who state they made a certain amount of money, which I can never be sure is true, but in most cases, my guests are trustworthy people or I wouldn’t interview them. Treat everything as a “ball park” figure.
Note that claims of income should not be construed as a guarantee of results possible for you, or even typical results on average. If you buy any products I recommend or sell myself, you may not make any money at all, though of course, I hope you take action and earn a result. Just don’t believe the hype that just because one person makes a certain amount that everyone does. Keep working and you will earn rewards.
Disclosing Your Personal Information
When using my websites, including but not limited to leaving comments on yaro.blog or participating in the LaptopLifestyleAcademy.com forums, you should always be careful with what information you reveal.
I cannot guarantee the security of any content you publish. Your words may be reproduced online elsewhere, and I cannot be held responsible for any outcomes.
If in doubt, ask yourself if you would be happy knowing what you are about to share was public information. If not, do not share it.
Blog Mastermind Refund Policy
When you request a refund for Blog Mastermind you must show that you actually applied the system and it did not work for you. This means that you…
- Set up your blog and email list
- Set up a two-week email sequence to promote your first offer
This is what Blog Mastermind teaches you how to do. To qualify for the refund, you have to show me you set these basic things up following the steps in the program, but it did not work for you. I will then be happy to fully refund your program fee.
All you have to do is email email@example.com to request your refund.
The same Money Back Guarantee applies to the “Full Payment Option” or the “Payment Plan” installments option.
The Longer Story…
The purpose of this page is to disclose to you what this blog is about, who I am, and what you are in for when you read any content from me (Yaro Starak) or other people, on these websites (Yaro.blog, EJInsider.com, BlogMastermind.com, MembershipSiteMastermind.com, 2HourWorkDay.com. BlogTrafficKing.com, BlogTrafficSchool.com) or in any email newsletters you may receive from me.
How I Make Money
Since this blog includes the topic of how to make money, and the products I sell also focus heavily on the topic of how to make money, it’s easy to accuse me of only making money by teaching people how to make money, which you might consider a scam.
If you fall into that category, I invite you to read the archives of this blog, as well as my life story series of articles, where you will see that long before this blog existed I was running websites in different categories that made money, and I’ve also had an offline business (an English tutoring service). Needless to say, I have experience in many different aspects of Internet marketing from many different projects, however, I certainly specialize in how to make money blogging.
Today the majority of my income comes from three sources –
- From sales of ebooks, online courses, membership sites and other information and training products I’ve created
- Affiliate promotions where I am paid a commission if someone buys another person’s product after clicking an affiliate link on one of my websites or in an email I send
And that is pretty much it. You can learn a lot from my websites and newsletters, but always do your research before buying anything and never expect easy money, there is no such thing.
Note that I trade under my business entity, the Blog Mastermind Partnership, which includes Blog Mastermind Pty Ltd as one of the partner companies. When you purchase products from me, you are buying from my partnership business entity, under Australian law.
What Happens After You Purchase
This only refers to purchases made of my own training products, which all are delivered via the www.EJInsider.com domain name. This is not the process for products I recommend as an affiliate since I do not own those products.
When you purchase one of my e-guides, courses or subscription services, you will be taken through a payment process. Once you complete the payment process you will receive a welcome email from me. Within that email will be instructions on how to download and access the products you paid for.
If you purchase Blog Mastermind via a monthly payment plan, all Workshops and Bonuses will be released to you gradually over the course of 6 weeks.
Note unless otherwise stated, all my products are digital, which means you download them from the internet, they are not physical books or CDs.
If you have any problems with any of this or questions, please contact me on firstname.lastname@example.org. I or my assistant will get back to you.
Now here follows the more legal-language explanation…
Yaro.Blog Terms of Service
The use of all Yaro.Blog services and its website services and its website is subject to the Terms of Service (TOS) published at: https://yaro.blog/disclaimer. By accessing and using this website you agree to be bound by these terms and conditions.
If you do not accept the terms and conditions of Yaro.Blog website, you must discontinue using them. Yaro.Blog may revise this Agreement at any time by updating the terms of service policy. Use of the website after such changes are posted will indicate your agreement to these revised terms. You should visit this page periodically to review this Agreement.
Ownership of Material, Software Licences & Intellectual Property Rights
All materials displayed or otherwise accessible through this website, including, without limitation, articles, text, photographs, images, illustrations, computer software and code, and the website, itself, are protected under Australian and foreign copyright or other laws, and are owned by Yaro.Blog.
Any use, reproduction, modification, alteration, public performance or display, uploading or posting onto the internet (including placing on another website), transmission, redistribution or other exploitation of this website or of any content, whether in whole or in part, other than expressly set out herein, is prohibited without the express written permission of Yaro.Blog
All software embedded in or located on or at this website, including, without limitation, all computer code of all types, including all files and/or images contained in or generated by such software (Software) is protected by copyright and may be protected by other rights. All such Software is owned by Yaro.Blog, its licensors or the party accredited with ownership of such Software. You are hereby granted the right to access and use the Software embedded and integrated into this website, subject to:
* (i) the terms and conditions of this Agreement, and
* (ii) any additional conditions which may be imposed on your access and use of such Software.
If this website provides Software for download, unless otherwise provided, you are hereby granted, subject
* (i) to the terms of this Agreement and
* (ii) to any other terms and conditions that may apply to your downloading and use of such Software, a personal, non-transferable, non-exclusive license to:
(a) install and run one copy of the Software in object-code format on a non-networked computer for your personal, non-commercial use; and
(b) to reproduce the Software only as reasonably required to install, run and make reasonable backup copies as allowed by law.
Except to the extent expressly permitted in this Agreement, you may not:
* (i) use, reproduce, modify, adapt, translate, upload, download or transmit the Software in whole or in part;
* (ii) sell, rent, lease, licence, trade, transfer or otherwise provide access to the Software;
* (iii) alter, remove or cover any trademarks or proprietary notices included in the Software; and/or
* (iv) disassemble, decrypt, extract or reverse engineer the Software or assist others in doing so.
Nothing contained in this website shall be construed as granting you any right, title, interest or other license in or to any Software embedded or integrated into this or made available for download from this website, including, but not limited, to any intellectual property rights in the Software. All Software embedded or integrated into this website is provided as Is, without warranties of any kind, either expressed or implied, including, without limitation, any warranty
* (i) that the Software is of merchantable quality or is fit for any particular purpose;
* (ii) that the Software will conform with any specification(s) relating to the Software;
* (iii) that the Software will be free from material defects;
* (iv) that the Software contains no computer viruses or other contaminants; or
* (v) that the Software shall process date-related and time-related data without causing any processing interruptions, abnormal termination or process or manipulate any time-related data.
The website and all content are provided on an ‘as is’ basis. By accessing and using this website you acknowledge and agree that use of this website and the content is entirely at your own risk.
Yaro.Blog makes no representations nor warranties regarding this website and the content, including, without limitation, no representation or warranty:
* (i) that this website and/or content will be complete, accurate, reliable, suitable or timely;
* (ii) that any content, including, without limitation, any information, data, software, product or service contained in or made available through this website will be of merchantable quality or fit for a particular purpose;
* iii) that the operation of this website will be uninterrupted or error free;
* (iv) that defects or errors in this website will be corrected;
* (v) that this website will be free from viruses or harmful components; and
* (vi) that communications to or from this website will be secure or not intercepted.
Yaro.blog often receives commissions from third party companies as ‘affiliate’ compensation. We also receive free products from time to time to review or make comment on. Notwithstanding Yaro.Blog always delivers a true opinion of the product or service.
The information contained on this website is for information purposes only. It is not intended to provide accounting, legal, investment, financial, or other advice to you, and you should not rely upon the information to provide any such advice.
All information posted on this website is intended only as a basis for further discussion, inquiry and study. Yaro.Blog disclaims any liability for direct, indirect or consequential loss arising in connection with the use of the contents of this website or reliance on those contents by any person or organization, whether in its original form or altered in some way by the user.
Yaro.Blog gives no warranties nor does Yaro.Blog make any representation in respect of the contents of this website. Yaro.Blog advises users of this website to seek their own appropriate independent professional advice to matters raised in this website.
Limitation of Liability
(A) To the extent permitted by law Yaro.Blog aggregate liability to you, whether for breach of these terms or in negligence or in any other tort or for any other common law or statutory cause of action arising in relation to these terms, the site or the content is limited to the following, the choice of which is at Yaro.Blog sole discretion:
(i) In the case of goods any one or more of the following:
(a) the replacement of the goods or the supply of equivalent goods;
(b) the repair of the goods;
(c) the payment of the cost of replacing the goods or of acquiring equivalent goods; or (d) the payment of the cost of having the goods repaired; or
(ii) in the case of services:
(a) the supply of the services again; or (b) the payment of the cost of having the services supplied again.
(B) To the extent permitted by law Yaro.Blog will not be liable for any direct, incidental, consequential or indirect damages, loss or corruption of data, loss of profits, goodwill, bargain or opportunity or loss of anticipated savings resulting from your access to, or use of, or inability to use the site and the content, whether based on warranty, contract, tort, negligence or any other legal theory, and whether or not we know of the possibility of such damage.
(C) If a jurisdiction does not allow the exclusion or limitation of liability in accordance with paragraph (a) or (b) but allows a limitation of a certain maximum extent then our liability is limited to that extent.
Yaro.Blog expressly disclaims any and all liability for the acts, omissions or conduct of any third-party user of this website or any advertiser or sponsor of the website. Under no circumstances shall Yaro.Blog and its officers, directors, employees, agents licensors, be liable for any injury, loss, damage (including special, indirect, incidental or consequential damages) or expense arising in any manner whatsoever from:
(i) the acts, omissions or conduct of any third-party user; and
(ii) any use or inability to use any materials, software, content, goods or services located at or made available at any website linked to or from this website. If you decide to access or use any linked web site or content, materials, software, goods or services from a website linked to this website, you do so entirely at your own risk. You hereby release Yaro.Blog and its officers, directors, employees, agents and their respective successors and assigns, from any damages that you incur, and agree not to assert any claims against them, arising from your purchase or use of any products or services made available through this website or by third parties through this website.
Links, Downloads, Features And Advertisements
This website contains links to third-party websites. These links are provided solely as a convenience to you and not as an endorsement by Yaro.Blog of the contents of such third-party websites. We take no responsibility for the accuracy, content, or any aspect of that material, and disclaim any liability to you for such material or for any consequence of your decision to use the links provided or your use of such material.
We also disclaim all liability and make no representations or warranties for any products or services sold or provided to you by any third party. Your purchase of products or services through one of those other sites is subject to agreements and/or the terms and conditions in effect between you and the providers of products and services at those other sites. You agree that you shall not bring a suit or claim against Yaro.Blog or any of our affiliates arising from or based on your purchase or use of products or services through those other sites.
Links do not imply that Yaro.Blog or any of our affiliates sponsors, endorses, is affiliated or associated with, or is legally authorised to use any trademark, trade name, logo, or copyright symbol displayed in or accessible through the links, or that any linked site is authorised to use any trademark, trade name, logo, or copyright symbol of Yaro.Blog or any of our affiliates.
Yaro.Blog is not responsible for the content of any third-party website, nor does it make any representation or warranty of any kind regarding any third-party web site including, without limitation:
* (i) any representation or warranty regarding the legality, accuracy, reliability, completeness, timeliness, suitability of any content on any third-party website;
* (ii) any representation or warranty regarding the merchantability or fitness for a particular purpose of any material, content, software, goods or services located at or made available through such third-party websites; or
* (iii) any representation or warranty that the operation of the third-party websites will be uninterrupted or error-free, that defects or errors in such third-party websites will be corrected or that such third-party websites will be free from viruses or other harmful components.
While Yaro.Blog encourages links to this website, it does not wish to be linked to or from any third-party web site which:
* (i) contains, posts or transmits any unlawful, threatening, abusive, libellous, defamatory, obscene, vulgar, pornographic, profane or indecent information of any kind, including, without limitation, any content constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any local, state, national or international law, regulation which may be damaging or detrimental to the activities, operations, credibility or integrity of Yaro.Blog or which contains, posts or transmits any material or information of any kind which promotes racism, bigotry, hatred or physical harm of any kind against any group or individual, could be harmful to minors, harasses or advocates harassment of another person, provides material that exploits people under the age of 18 in a sexual or violent manner, provides instructional information about illegal activities, including, without limitation, the making or buying of illegal weapons; or
* (ii) contains, posts or transmits any information, software or other material which violates or infringes upon the rights of others, including material which is an invasion of privacy, or which is protected by copyright, trademark or other proprietary rights.
Yaro.Blog reserves the right to prohibit or refuse to accept any link to this website, including, without limitation, any link which contains or makes available any content or information of the aforementioned nature, at any time. You agree to remove any link you may have to this website upon the request of Yaro.Blog.
You agree to indemnify, defend and hold harmless Yaro.Blog and its officers, directors, employees, agents, licensors and their respective successors and assigns, from and against any and all claims, demands, liabilities, costs or expenses whatsoever, including, without limitation, legal fees and disbursements resulting directly or indirectly from:
(i) your breach of any of the terms and conditions of this Agreement;
(ii) your access, use or inability to access or use the Yaro.Blog website or any Yaro.Blog website Content or other content to which the Yaro.Blog website is or may be linked to from time to time;
(iii) your use of, reliance on, publication, communication or distribution, uploading or downloading of anything on or from the Yaro.Blog website; and/or (iv) your violation of any law or regulation.
Registration and Use of Passwords
To access particular pages and features of this website, you may be asked to register with Yaro.Blog. You agree:
* (i) that Yaro.Blog reserves the right to refuse registration access to any individual or organisation at any time
* (ii) to provide true, accurate, current and complete information about yourself as prompted by any form provided by Yaro.Blog, and
* (iii) to maintain and promptly update the information you provide to keep it true, accurate, current and complete.
To access particular pages of this website, you may need to use a username and password, which you will receive through our website registration process. It is your responsibility to maintain the confidentiality of the password and account, and you are responsible for all activities that occur using your password or account. You agree to notify Yaro.Blog immediately of any unauthorized use of your password or account or any other breach of security, and to ensure that you exit from your account at the end of each session. Yaro.Blog cannot and will not be liable for any loss or damage arising from your failure or Yaro.Blog failure to protect your password or account information.
Security of Information on the Internet
You should note that information sent or received over the Internet is generally unsecure and Yaro.Blog cannot and does not make any representation or warranty concerning security of any communication to or from this website or any representation or warranty regarding the interception by third parties of personal or other information.
We recognize the importance of protecting your privacy and our policy is designed to assist you in understanding how we collect, use and safeguard the personal information you provide to us and to assist you in making informed decisions when using Yaro.Blog. This policy will be continuously assessed against new technologies, business practices and our customers’ needs.
When you visit this website you may provide us with two types of information: personal information you knowingly choose to disclose that is collected on an individual basis and website use information collected on an aggregate basis as you and others browse our website.
Personal Information You Choose to Provide
When you register for any of our products, services, email courses, resources, webinars or newsletters you will provide us information about yourself.
Credit Card Information
If you choose to avail of our services, you may need to give personal information and authorization to obtain information from various credit services. For example, you may need to provide the following information: -Name -Mailing address -Email address -Credit card number -Name on credit card -Credit card billing address -Business and home phone number
If you choose to correspond with us through email, we may retain the content of your email messages together with your email address and our responses. We provide the same protections for these electronic communications that we employ in the maintenance of information received by mail and telephone.
Website Use Information
Similar to other commercial websites, our websites utilize a standard technology called “cookies” (see explanation below, “About Our Cookies”) and web server log files to collect information about how our Web site is used. Information gathered through cookies and Web server logs may include the date and time of visits, the pages viewed, time spent at our Web site, and the Web sites visited just before and just after our Web site.
How Do We Use the Information That You Provide to Us?
Broadly speaking, we use personal information for purposes of administering our business activities, providing the products and services you requested, to process your payment, to monitor the use of the service, our marketing and promotional efforts and improve our content and service offerings, and customize our site’s content, layout, services and for other lawful purposes. These uses improve our site and better tailor it to meet your needs.
Furthermore, such information may be shared with others on an aggregate basis. Personally identifiable information or business information will not be shared with parties except as required by law.
Occasionally, we may also use the information we collect to notify you about important changes to our website, new services, and special offers we think you will find valuable. You may notify us at any time if you do not wish to receive these offers by contacting us at the link provided in the email.
About Our Cookies
How Do We Use Information We Collect from Cookies?
IP addresses are used by your computer every time you are connected to the Internet. Your IP address is a number that is used by computers on the network to identify your computer. IP addresses are automatically collected by our web server as part of demographic and profile data known as traffic data so that data (such as the Web pages you request) can be sent to you.
Sharing and Selling Information
We do not share, sell, lend or lease any of the information that uniquely identifies a subscriber (such as email addresses or personal details) with anyone except to the extent it is necessary to process transactions or provide services that you have requested.
How Can You Access and Correct Your Information?
You may request access to all your personally identifiable information that we collect online and maintain in our database by emailing us at email@example.com.
What About Legally Compelled Disclosure of Information?
We may disclose information when legally compelled to do so, in other words, when we, in good faith, believe that the law requires it or for the protection of our legal rights. We may also disclose account information when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating our Terms of Service or to protect the safety of our users and the Public.
What About Other Web Sites Linked to Our Web Site?
Google Analytics Cookies
Yaro.Blog uses information from Google Analytics to track the number of visits to the website, browsers and operating systems. No personally identifiable information is obtained from these cookies. We use the information that Google Analytics generates relating to our website to create reports about the use of the site. These reports allow us to update the site and improve your use of it.
If you do not wish your data to be collected via Google Analytics, you can install its opt-out browser extension or add-on https://tools.google.com/dlpage/gaoptout
Affiliate Products and Services From Third Party Websites
Your decision to visit a Third Party Website when accessing or using Yaro.Blog products and services is completely voluntary. Yaro.Blog is not responsible for compliance with the policies or practices of any third party website. You should ensure that you are comfortable with the information such third party websites may make available to you via Yaro.Blog by reviewing those websites’ privacy policies and service terms, and by modifying your privacy settings and preferences on those Services.
WP Engine [https://yaro.blog/wpengine]
Optin Monster [https://yaro.blog/optinmonster
Yesware for Gmail [https://www.yesware.com/gmail-extension/]
Google Docs [https://www.google.com/docs/about/]
Garage Band [https://www.apple.com/au/mac/garageband/]
The Blog Mechanic [https://www.theblogmechanic.com/]
Hire My Mom [https://www.hiremymom.com/]
Headline Tester [https://wordpress.kingsumo.com/apps/giveaways/]
Survey Monkey [https://www.surveymonkey.com/]
Thrive Themes [https://thrivethemes.com]
Easy Click Mate [http://www.easyclickmate.com]
Virtual Staff Finder [http://www.virtualstafffinder.com]
1Shopping Cart [http://www.1shoppingcart.com]
Rich Schefren Business Growth System [http://www.livewebinarservice.com]
Product Launch Formula [http://www.productlaunchformula.com]
PopUp Domination [https://yaro.blog/popdom]
Genesis Digital [https://www.genesisdigital.co]
Blog Setup Services [https://www.ejinsider.com/blog-setup-services/]
Crazy Egg [https://yaro.blog/crazyegg]
Meet Edgar [https://meetedgar.com]
Live Chat [https://www.livechatinc.com]
The Voice Market [http://www.thevoicemarket.com.au/]
You can set your browser to accept or refuse all cookies automatically, or notify you when a cookie is being requested. Taking this action should not cause a problem with the continued use of our site. Consult the Help section of your browser for guidance on how to refuse all cookies or to notify you when a cookie is requested.
If you choose to refuse Yaro.Blog’s cookies, you may not be able to fully experience the interactive features of the site.
Personally Identifiable Information
We may collect and use your personal information for the following purposes:
- To run and operate our site.
- To display content on the site correctly.
- To improve customer service.
- To help us respond to your customer service requests and support needs more efficiently.
- To personalize your user experience.
- To understand how our users as a group use the services and resources provided on our site.
- To improve our site.
- To improve our products and services.
- To run a promotion, contest, survey or other site feature.
- To send information to you that you agreed to receive about topics we think will be of interest to you.
- To send periodic emails, which may include electronic newsletters, broadcasts and/or autoresponder series of emails.
- To respond to your inquiries, questions, and/or other requests.
Yaro.Blog may collect personally identifiable information from you in a variety of ways, including, but not limited to, when you visit our site, register on the site, or fill out a form, and in connection with other activities, services, features or resources we make available on our site.
Specifically, if you subscribe to our newsletter or mailing list, we will ask for your first name and will require your email address.
If you complete a form, we will require your name and your email address and will ask for information relevant to the purpose of the form.
If you purchase a product or service from us, we will collect your name, email address, billing address and credit card number.
If you take part in a survey or contest on yaro.blog we may collect contact information such as name and shipping address, and demographic information such as zip code, age level. Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site.
We also collect each visitor’s IP address, which helps us combat spam and fraud. We do not use IP addresses for any other purpose.
Who else can access your Personal Data?
We do not share your Personal Data with strangers. Personal Data about you is in some cases provided to our trusted partners in order to either make providing the service to you possible or to enhance your customer experience. We share your data with:
Our Processing Partners:
Amazon Web Services [https://aws.amazon.com/]
Our Business Partners and Internal Platforms:
Laptop Lifestyle Academy [https://www.laptoplifestyleacademy.com]
EJ Insider [https://www.ejinisider.com]
Connected Third Parties:
Google Analytics [https//:analytics.google.com
Google Optimizer [https://optimize.google.com/]
Ever Webinar [https://www.everwebinar.com/]
We only work with processing partners who are able to ensure an adequate level of protection to your Personal Data. We disclose your Personal Data to third parties or public officials when we are legally obliged to do so. We might disclose your Personal Data to third parties if you have consented to it or if there are other legal grounds for it.
Non-personally Identifiable Information
We may collect non-personally identifiable information about you whenever you interact with our site. Non-personally identifiable information may include the browser name, the type of computer and technical information about your method of connecting to our site, such as the operating system and the Internet service provider you used, and other similar information.
Children’s Privacy Protection
This website is directed at adults. It is not directed to children under the age of 16. Children are not eligible to use our services unsupervised and we ask that children under the age of 16 do not submit any personal information to us. We do not knowingly collect or use personally identifiable information from anyone under 16 years of age.
Release of Information
If we sell Yaro.Blog the information we have obtained from you through your voluntary participation in our site may transfer to the new owner as a part of the sale so that the service provided to you may continue. In that event, you will receive notice through our website of that change in control and practices, and we will make reasonable efforts to ensure that the purchaser honors any opt-out requests you might make.
How You Can Correct or Remove Information
Updates and Effective Date
Agreeing to Terms
Last updated: 27/05/2018
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